Ritholtz Wealth Management

When you want to contact Ritholtz Wealth Management for a second opinion before retirement, begin with the request form. The office address is 305 West Lincoln Street, Phoenix, AZ 85003, United States.

After the first conversation, you decide whether working together makes sense for your accounts and retirement date. Nothing is decided before that.

How Ritholtz Wealth Management reads a DIY retirement plan

Ritholtz Wealth Management uses the first conversation to compare the question behind your spreadsheet with the accounts, tax choices and retirement date you are weighing, while you decide whether the discussion and the $500K investable-asset minimum fit your situation.

Bring the awkward question. Maybe your withdrawal model works only if markets cooperate, or a large company-stock position makes the whole spreadsheet look sturdier than it is. The fee is talked through openly in the first conversation and confirmed in writing before work begins.

From your message to the first meeting

The sequence is simple: send the request form with the decision you are considering, have a first conversation, and then arrange a first meeting if both sides see a reason to continue. Ritholtz Wealth Management usually uses the first message to understand whether you are seeking a narrow check or a broader review before retirement.

A useful first message names the decision and its date. “I plan to leave work in three years and can’t tell whether to sell company shares first” gives more to work with than “I need retirement help.”

Paperwork that makes the first conversation less vague

You do not need a polished financial plan. A few current figures and the paperwork behind them are enough to make the conversation concrete.

Account list: note each 401(k), IRA, taxable account and approximate balance.
Company stock: write down the share count and how it was acquired.
Retirement estimate: bring the monthly spending figure your spreadsheet uses.
Tax paperwork: have the latest return and any projected income change nearby.

Your questions about Ritholtz Wealth Management, answered

Can I send one question about my retirement spreadsheet without becoming a client?

Yes. Use the request form to state the specific question, such as whether a concentrated stock position belongs in a retirement withdrawal plan. The first conversation is where both sides decide whether the question calls for further work; sending a question does not commit you to becoming a client.

How soon will someone respond after I describe a retirement decision in the request form?

Timing varies with the message and scheduling, but Ritholtz Wealth Management usually reviews the request before replying. Include your retirement date, the accounts involved and the decision you are weighing so the response can begin with the actual issue rather than a generic description.

Can my spouse join a first meeting by video or phone if we are comparing retirement dates?

Yes. A spouse can join by video conference or telephone, and meetings are by appointment. The fee is talked through openly in the first conversation and confirmed in writing before work begins, so you can decide together whether to proceed.

A Phoenix office, with remote conversations available

Households around the country can speak with the firm by video conference or telephone, and an in-person conversation can take place at the Phoenix office. Choose the format that lets you and your spouse look at the same account figures without turning a practical review into a travel project.