Engineers and analytically minded do-it-yourself investors often reach a point where a second opinion saves time and catches blind spots. We have six core services—plan review, retirement income, Roth conversions, tax-efficient investing, Social Security strategy, and 401(k) rollovers—that work together or standalone. Pick the one that matches where you are now.
Second-opinion plan review
The timeline is agreed in the first conversation, after we see how many accounts and equity grants are involved; gathering paperwork, especially RSU grant agreements and vesting schedules, usually takes the longest.
Details →Retirement income planning
You get a draw order naming which account pays each month, mapped from the last paycheck through age 75, when required minimum distributions begin for people born in 1960 or later.
Details →Roth conversion strategy
Waiting too long can leave RMDs starting at age 73, or age 75 for people born in 1960 or later, that cannot be converted.
Details →Tax-efficient investing
Bond interest earned in a joint brokerage account is taxed each year as ordinary income, and growth left in a traditional IRA can hand heirs taxable distributions.
Details →Social Security claiming
Filing at 62 instead of the full retirement age of 67 cuts the check by 30% for life.
Details →401(k) rollover to an IRA
Clients receive a written withdrawal calendar for the first 24 months, showing which account pays each month.
Details →